Welcome to the website of Pick My Car, a trading name of Kandoo Car Credit Ltd. By accessing or using this website you agree to abide by these Terms and Conditions. Please read them carefully as they outline the terms under which you are permitted to use the Site and the information contained within it. They also set forth your rights and obligations as a user, while protecting both you and Kandoo Car Credit Ltd from unauthorized or illegal use. If you do not agree to these Terms and Conditions, please refrain from using the Site.

Information on Our Site

We strive to ensure that the information provided on the Site is accurate and helpful. However, please note that the information is general in nature and intended as a guide to the products and services offered by Kandoo Car Credit Ltd. We encourage you to consult with Kandoo Car Credit Ltd directly for specific details regarding any products or services.

Your Use of the Site

You are responsible for ensuring that your use of the Site does not undermine its security or interfere with its functionality. Specifically, you must not attempt to:

• Access, modify, or delete information that you are not authorized to access.
• Overload the system through activities such as spamming or flooding.
• Use any software, routine, or device that could crash, damage, or disrupt the Site.
• Reverse-engineer, disassemble, or modify any part of the Site’s code or software.

You are also responsible for ensuring that all information you submit to the Site is accurate, up-to-date, and not misleading.

Links to Third-Party Websites

The Site may contain links to third-party websites (“Third-Party Websites”). These links are provided for your convenience, and Kandoo Car Credit Ltd does not control or endorse the content, availability, or services of these sites. Kandoo Car Credit Ltd is not liable for any loss, damage, or expense incurred because of using or accessing any Third-Party Websites.

Use of Your Information

When you submit personal details to Kandoo Car Credit Ltd, including sensitive personal data, we (and our partners, including lenders, insurers, service providers, and agents) will use this information to process your inquiries, evaluate your application, perform credit checks, and provide personalized offers. You consent to us contacting you through various means, including mail, telephone, email, SMS, or other electronic services, for marketing purposes or with offers that may be of interest to you.

By providing us with your contact information, you agree to be contacted in accordance with our Privacy Policy. We may share your details with third parties for the purpose of securing further loan options, which may also involve credit checks. If fraud is identified, your details may be shared with fraud prevention agencies.

Disclaimer and Liability

Your use of the Site, any Third-Party Websites, and all information available through the Site is at your own risk. Kandoo Car Credit Ltd disclaims all liability to the fullest extent permitted by law, including liability for:

• Any direct or indirect economic losses (e.g., loss of revenue, profits, or business);
• Loss of goodwill or reputation.
• Special, consequential, or indirect losses.

Kandoo Car Credit Ltd is not liable for any damages, costs, or losses arising from the unavailability or inaccessibility of the Site, or any other issues outside our reasonable control, such as failures in communication systems, or delays in sending/receiving notices. Nothing in these Terms and Conditions excludes liability for personal injury or death caused by negligence, or for other liabilities that cannot be excluded by law.

Privacy Policy

Kandoo Car Credit Ltd collects and uses your personal information in accordance with our Privacy Policy. By using this Site, you acknowledge that you have read and accepted the terms outlined in the Privacy Policy.

General Terms

These Terms and Conditions constitute the entire agreement between you and Kandoo Car Credit Ltd regarding your use of the Site. We reserve the right to update these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the Site. By continuing to use the Site after updates are made, you consent to the revised Terms and Conditions.

These Terms and Conditions are governed by English law, and you agree to submit to the exclusive jurisdiction of the English courts. If any provision of these Terms and Conditions is deemed invalid or unenforceable, it will be adjusted to reflect the parties’ original intent, and the remainder of the provisions will remain in effect. No waiver of any provision will be valid unless made in writing by an authorized representative of Kandoo Car Credit Ltd.